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Is Spray Foam Insulation Worth the Hidden Risks? A Closer Look at Its True Costs

Updated: Aug 15


A detailed exploration of the hidden risks associated with spray foam insulation in roofs, discussing the potential for moisture buildup, undetected leaks, and long-term structural damage. The post covers both open-cell and closed-cell foams, their effects on roof ventilation, moisture control, condensation, and repair challenges. It highlights the importance of proper installation, hydrothermal modeling, and ventilation, while urging homeowners to weigh the short-term energy-saving benefits against potential long-term costs and damage.
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Surveyors often lack the necessary knowledge or guidance when assessing spray foam insulation, especially when it comes to understanding the complexities of its structure and moisture management properties. The foams, primarily made from polyurethane (PU), include additives to control viscosity, curing, flammability, and density. PU foam can have a wide range of vapor permeability, from miu 3.3 to miu 38 at 70mm thickness. This means, for example, that a foam with a miu of 3.3 takes 3.3 times longer for water vapor to pass through than it does through normal air. The structure of the foam—open or closed cell—significantly affects how much moisture it resists.

Open-cell foams sit at the lower end of the vapor permeability spectrum, while closed-cell foams, which are more resistant to water vapor, are at the higher end. Historically, closed-cell foam was used to extend the life of failing roof coverings by being applied directly to the back of slates or tiles, though this provided minimal insulation value.


Spray Foam Insulation: Sealing In Benefits, But At What Cost?

Spray foam insulation is often applied to the underside of roofs to seal gaps and minimize heat loss. This makes it a popular choice for improving energy efficiency by creating an airtight layer. However, this insulation method carries hidden dangers that can outweigh the short-term benefits of reduced energy bills.

When applied directly to slates or tiles without maintaining proper ventilation, spray foam insulation can increase the risk of condensation, leading to potential moisture imbalances. Without sufficient ventilation in the roof, moisture can accumulate within the structure.


Risks of Closed-Cell Foam Applied to Roofs

The use of closed-cell foam in roof insulation presents several challenges:

  • Difficult to Assess Timber Condition: Once the foam is applied, it becomes nearly impossible to inspect the condition of the timbers underneath.

  • Impractical Repairs: Roof repairs become far more complicated when closed-cell foam is involved, as the foam must be removed to access the damaged areas.


Drawbacks of Open-Cell Foam Insulation

Open-cell foam is also widely used as insulation, but it comes with its own set of issues:

  • Not Suitable as a Bonding Agent: Unlike closed-cell foam, open-cell foam cannot act as an adhesive for roof slates or tiles.

  • Roof Ventilation Issues: Open-cell foam does not maintain necessary ventilation, which is crucial for moisture management.

  • Fragility: It is easily damaged and prone to breaking.

  • Moisture Retention: Open-cell foam is not waterproof and can hold water against wooden structures, increasing the risk of decay.

  • Condensation Risk: If applied directly to slates, tiles, or a non-permeable underlay, open-cell foam can lead to interstitial condensation. This can trap moisture inside the insulation or against the roof structure.

Both types of insulation effectively transform a cold roof into a warm roof, but without proper ventilation, the insulation's effectiveness can be significantly reduced, rendering it almost useless.


Critical Installation Considerations

There are several important considerations before opting for spray foam insulation:

  • Chimneys and Flues: PU foam must never come into contact with chimneys or flues due to the risk of fire.

  • Electrical Cables: Some product guidelines advise against applying foam over electrical cables.

  • Hydrothermal Modeling: Before installation, hydrothermal modeling should be conducted to assess potential moisture issues. This should be done by the contractor, with the results shared with the homeowner.

When deciding between open-cell and closed-cell insulation, there’s a simple test: try inserting a pencil into the foam. If it easily penetrates, it’s open-cell foam; if not, it’s closed-cell.


Roof Leaks: A Hidden Danger

Roofs are designed to shield homes from weather, but over time, leaks can develop. Typically, these leaks are easy to detect—wet patches appear on the ceiling, or timbers become visibly damp. However, when spray foam insulation is present, leaks often go unnoticed. Foam traps moisture close to the roof's wooden structure, preventing natural drying and creating an environment conducive to fungal decay and insect infestation.

This can lead to severe, hidden damage that remains undetected until the roof’s condition has deteriorated significantly, resulting in expensive repairs or even total roof replacement.


Fungal Decay and Insect Infestation: The Serious Risks

Moisture in timbers can cause serious problems, such as fungal decay and insect infestations. Normally, exposed timbers have a chance to dry out, which reduces the likelihood of these issues. However, spray foam insulation traps moisture, which fosters the growth of fungi and allows wood-boring insects like woodworm to thrive.

The damage can go unnoticed until it’s extensive, and the presence of foam makes repair work more complicated and costly. The foam itself must be removed to assess and treat the affected areas.


Moisture and Condensation Control Issues

One of the selling points of spray foam insulation is its ability to minimize air leakage and retain heat, but this overlooks the way traditional roofing systems manage moisture. Without insulation, moisture that enters the roof space from the rooms below can escape through ventilation. Closed-cell spray foam insulation, however, blocks this vapor exchange, trapping moisture within the roof structure and potentially leading to condensation issues.


Condensation: A Persistent Problem

Condensation occurs when warm, moist air rises into a cooler roof space and meets a surface below the dew point, such as roofing felt or slates. Normally, this is a temporary problem, as the roof dries out when warmed by sunlight. However, when spray foam is present, condensation becomes trapped, leading to long-term moisture problems.

The typical solution to this is increased roof ventilation, but doing so negates the energy-saving benefits of the insulation, as it allows heat to escape.


Expert Opinions and Warnings

According to experts like InterNACHI and the U.S. Department of Energy, spray foam insulation can hide leaks, trap moisture, and contribute to long-term structural decay. Caution is especially advised in areas prone to moisture, where improper installation can exacerbate these issues.


Mitigating the Risks

While spray foam insulation can offer energy savings, its hidden risks often outweigh its benefits. Key concerns include:

  • Undetected Leaks: Foam hides early signs of roof leaks, allowing moisture to accumulate.

  • Moisture Trapping: Foam traps moisture in the roof structure, leading to decay and insect damage.

  • Condensation Build-Up: Closed-cell foam blocks moisture exchange, leading to persistent condensation.

  • High Repair Costs: Fixing roof damage is difficult and costly due to the presence of foam.

However, if proper hydrothermal modeling is conducted, and the installation is done by certified professionals according to manufacturer guidelines, the risks of condensation can be minimized. All procedures should be well-documented and shared with the homeowner.


Conclusion: Consider Carefully Before Insulating

Spray foam insulation may seem like a quick fix for reducing energy bills, but it comes with significant risks, especially for roof structures. Traditional insulation methods that allow for ventilation and moisture control might provide a safer and more sustainable solution.

Before choosing spray foam insulation, homeowners should carefully weigh the potential for hidden damage, higher repair costs, and long-term moisture problems against the short-term benefits of energy savings.


Discover more about sustainable building practices and design strategies on our Building Survey Blog.


For further inquiries or assistance, feel free to contact us.


Disclaimer:

The information provided in these posts is for informational purposes only and should not be considered design advice, specifications, or a calculation template. We assume no responsibility or liability for the use of the information presented. For professional advice or design services, please contact us via our contact form.


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